Ghana Treasury bill rates
The 91-day Ghana Treasury bill interest rate is 4.6042% at the 12 Oct 2026 auction. The 182-day rate is 6.2791% and the 364-day rate is 9.7523%. These are Bank of Ghana interest rates, not a forecast.
| Tenure | Discount rate | Interest rate | Day | Week | Year |
|---|---|---|---|---|---|
| 91 day | 4.5518% | 4.6042% | -4 bps | -4 bps | n/a |
| 182 day | 6.0880% | 6.2791% | -4 bps | -4 bps | n/a |
| 364 day | 8.8857% | 9.7523% | -5 bps | -5 bps | n/a |
Auction date 12 Oct 2026. Tender 2028. Rates updated 19 October 2026. A basis point is 0.01 percentage points.
Recent interest rates
91-day interest rate
19 auctions, latest 19 October 2026
182-day interest rate
19 auctions, latest 19 October 2026
364-day interest rate
19 auctions, latest 19 October 2026
Discount rate or interest rate?
The discount rate is the price cut when the bill is bought below face value. The interest rate is what that discount works out to if you hold the bill until it matures, measured on the lower purchase price rather than the face value. That is why the interest rate is higher. Compare a savings account with the interest rate, not the discount rate. Both numbers on this page are copied from the Bank of Ghana table. Iron Wealth does not recompute them.
Last reviewed October 20, 2026 by Francis Eshun, Founder of Iron Wealth. He built the on-device tracker these pages describe. Iron Labs.
Educational only, not financial, tax, or investment advice. A T-bill rate is not a promise of what you will earn after tax, fees, or inflation.