How it works
How Iron Wealth works
Four steps from install to one net worth. Each account stays in the currency it lives in. Data stays on the phone. No bank login. Educational only, not financial advice.
Step 1
Install and pick your currencies
Install and pick your main and second currency. An account is optional. Download Iron Wealth from the App Store or Google Play. Choose the currency you want one net worth shown in, and a second currency for money you earn, hold, or send. You can look around before you create an account.
Step 2
Add accounts in their own currency
Add accounts in their own currency: bank, mobile money wallet, cash, investments, crypto, and debts. Log by typing, scanning a receipt, speaking, or importing a bank CSV. On iOS 27, a Shortcuts automation can log bank and MoMo alerts. Each account keeps the currency it lives in, including mobile money wallets across Africa and accounts you hold abroad. Debts reduce the total, so the figure is net worth.
Step 3
See one net worth, budgets, and goals
See one net worth, budgets on pace, and goals. Balances in different currencies convert into the currency you picked, so banks, mobile money, cash, investments, and debts read as one number. Budgets show whether the month is on pace. Goals track what you are saving toward.
Step 4
Ask Finance AI
Ask Finance AI about your own data. Pro adds FIRE, forecasts, and what-if scenarios. Questions stay grounded in the numbers on your phone. Educational only, not financial advice. The Pro price is shown in the App Store or Google Play.
What this app will not do
- It will not take custody of your money.
- It will not sell your financial data.
- It will not require a bank login.
The Pro price is shown in the App Store or Google Play before you confirm a purchase.
Net worth trackingMulti-currencyAll featuresAbout Iron Wealth
Last reviewed October 20, 2026 by Francis Eshun, Founder of Iron Wealth. He built the on-device tracker these pages describe. Iron Labs.
