Does the free app include a FIRE calculator?

The website has a free FIRE number calculator. The in-app FIRE planner, forecasts, and what-ifs are Pro. Daily net worth, budgets, and goals are free.

Can I model FIRE in GHS, NGN, KES, or ZAR?

Yes. Use the currency you think in. Dual display helps if part of the stack is in USD or GBP.

Is this financial advice?

No. Calculators and Finance AI are informational. Verify assumptions. Iron Wealth is not a bank, broker, or advisor.

For FIRE planners

Built for people chasing financial independence

FIRE isn’t only a spreadsheet hobby. It’s years of watching net worth, savings, and runway. Iron Wealth keeps your real balances visible every day, then unlocks Pro planning tools when you’re ready to model the long game.

See the number that matters

FIRE is years of watching net worth, savings rate, and runway. Iron Wealth rolls accounts and liabilities into one figure you can check daily. Multi-currency support helps if your assets or life span more than one country, which is common for remote workers and the African diaspora.

Budgets and goals that feed the plan

Monthly budgets and savings goals keep the day-to-day aligned with an independence timeline, without burying you in zero-based ritual unless you want that elsewhere. Pace tracking is there so a “good savings rate” does not hide a bad month.

Pro when you’re ready to project

Iron Wealth Pro adds wealth forecasts, a FIRE calculator, what-if scenarios, and deeper reports. Planning tools arrive after the foundation is solid. The website also has a free FIRE number calculator you can use before you subscribe.

Privacy along the way

Keeping data on your device means your independence journey is not a third-party analytics product. Export when you want a backup or an offline model. Educational tools only: Iron Wealth is not an advisor and does not tell you to buy or sell anything.

Questions

Does the free app include a FIRE calculator?: The website has a free FIRE number calculator. The in-app FIRE planner, forecasts, and what-ifs are Pro. Daily net worth, budgets, and goals are free.
Can I model FIRE in GHS, NGN, KES, or ZAR?: Yes. Use the currency you think in. Dual display helps if part of the stack is in USD or GBP.
Is this financial advice?: No. Calculators and Finance AI are informational. Verify assumptions. Iron Wealth is not a bank, broker, or advisor.

Start free, build the habit of knowing your worth, then step into Pro when forecasts and FIRE math become the bottleneck, not tracking.