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A Kubera alternative with budgets on your phone

A Kubera alternative is worth a look if you want budgets with the net worth number. Kubera is about $250 a year, has no budgets, and is positioned at expats and investors. Iron Wealth is manual entry or import first, with a free core of 3 accounts, on iOS and Android. It is not a bank. The Pro price is shown in the stores.

Side by side

FeatureIron WealthKubera
PriceFree core includes 3 accounts. Pro price is shown in the stores.About $250 a year
BudgetsBudgets in the iOS and Android appNo budgets
Who it is forManual entry or import first. Not a bank.Positioned at expats and investors

Facts checked 20 October 2026

The checked Kubera facts

Kubera costs about $250 a year. It has no budgets. It is positioned at expats and investors. Facts checked on 20 October 2026. This page does not add asset types, bank links, or other Kubera features.

Budgets next to the number

Iron Wealth is a Kubera alternative when the missing piece is a budget on the phone. You enter or import balances. The free core includes 3 accounts. iOS and Android are both available. It is not a bank. The Pro price is in the stores.

Stay with Kubera when that is the job

Stay if you want a product positioned at expats and investors, you do not need budgets, and about $250 a year fits. Choose the phone app if budgets and a free core of 3 accounts matter more than that yearly price.

Questions

Does Kubera include budgets?
No. Kubera has no budgets. It is about $250 a year and is positioned at expats and investors.
Is Iron Wealth only for investors?
No. The free core includes 3 accounts on iOS and Android. You enter or import balances. It is not a bank.
Where is the Pro price?
In the App Store and Google Play. This page does not invent it.

If you want budgets with a free start, use Iron Wealth on iOS or Android. If you want Kubera's expat and investor positioning and you do not need budgets, stay there.

Comparison for general information, based on publicly available product positioning. Competitor names are trademarks of their owners; Iron Wealth is not affiliated with them. Features and pricing change; verify on official sites. Not financial advice.

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Free core features on iOS and Android. Pro unlocks advanced planning when you need it.