About
About Iron Wealth
Iron Wealth is a free net worth tracker app and a multi currency net worth tracker for iOS and Android. It adds up banks, mobile money, investments, and debts in any currency into one net worth, with budgets, goals, and Finance AI. Data stays on the phone. No bank login. Built by Francis Eshun at Iron Labs. Educational only, not financial advice.
People across Africa hold money in mobile money wallets, local banks, cash, and sometimes a foreign account. Diaspora households, expats, and remote workers often earn in one currency and spend in another. Iron Wealth keeps each account in the currency it lives in, then shows one net worth in the currency you think in. The same app is for FIRE planners and for anyone who will not link a bank.
How it works
1. Install and pick your currencies
Install and pick your main and second currency. An account is optional. Download Iron Wealth from the App Store or Google Play. Choose the currency you want one net worth shown in, and a second currency for money you earn, hold, or send. You can look around before you create an account.
2. Add accounts in their own currency
Add accounts in their own currency: bank, mobile money wallet, cash, investments, crypto, and debts. Log by typing, scanning a receipt, speaking, or importing a bank CSV. On iOS 27, a Shortcuts automation can log bank and MoMo alerts. Each account keeps the currency it lives in, including mobile money wallets across Africa and accounts you hold abroad. Debts reduce the total, so the figure is net worth.
3. See one net worth, budgets, and goals
See one net worth, budgets on pace, and goals. Balances in different currencies convert into the currency you picked, so banks, mobile money, cash, investments, and debts read as one number. Budgets show whether the month is on pace. Goals track what you are saving toward.
4. Ask Finance AI
Ask Finance AI about your own data. Pro adds FIRE, forecasts, and what-if scenarios. Questions stay grounded in the numbers on your phone. Educational only, not financial advice. The Pro price is shown in the App Store or Google Play.
Who builds it
Francis Eshun, Founder, builds Iron Wealth at Iron Labs. Iron Wealth is not a bank, a broker, or a financial advisor.
Last reviewed October 20, 2026 by Francis Eshun, Founder of Iron Wealth. He built the on-device tracker these pages describe. Iron Labs.
What it will never do
Custody of money
Iron Wealth does not hold, move, or invest your money. It is a tracker, not a bank or a broker.
Selling data
Financial data stays on your phone. Iron Wealth does not sell it.
Requiring a bank login
You can log by typing, scanning a receipt, speaking, or importing a bank CSV. A bank login is never required.
The Pro price is shown in the App Store or Google Play. This site does not quote a subscription price.
Who it is for
- Mobile money households across Africa
Banks, mobile money, cash, and debts in the currencies you actually use, in one net worth.
- Diaspora, expats, and people sending money home
Money at home and money abroad, including what you send, in two currencies you can read at once.
- Remote workers and freelancers paid in one currency and spending in another
Client invoices, pay in one currency, and everyday spending in another, in the same private tracker.
- First-time investors in T-bills and local stocks
T-bills and local stocks next to the cash and mobile money that fund them.
- FIRE and long-term planners
A live net worth first. FIRE, forecasts, and what-if scenarios on Pro, priced in the App Store or Google Play.
- People who will not link a bank
Log by hand, scan, voice, or CSV. A bank login is never required.
