Stay on pace, not just on budget.
Set monthly category limits and watch spending in real time. Iron Wealth shows how you're pacing against each budget so you can adjust before the month ends.
- Monthly budgets with category-level limits
- Pace indicators when you're ahead of schedule
- Visual progress bars for every category
- Alerts before you overspend
Pace, not just a leftover number
A monthly limit without pace is how people overspend on day twelve and only notice at month end. Iron Wealth shows whether you are ahead or behind on each category as the month unfolds, so you can cut or reallocate while there is still time.
Budgets sit next to net worth
Category budgets are not a separate app. They live beside the same accounts and goals, so spending control is connected to the wealth figure you actually care about. That is the opposite of a category-only system that never shows what you own.
No bank feed required
You do not have to link a bank to budget. Log spending yourself, import when you want, and keep the ledger on your device. Broken aggregators cannot take your budget offline.
Questions
- How is this different from a zero-based budget app?
- Iron Wealth tracks category limits with real-time pace, next to net worth and goals. It is not a paid zero-based system that hides the wealth picture behind a subscription.
- Can I budget in more than one currency?
- Yes. Accounts keep their native currency. Dual display and 150+ currencies are first-class, so remittance and mixed-income households can budget without a USD-only workaround.
- Is budgeting free?
- Yes. Smart budgets are part of the free core.
Your wealth, in your pocket.
Free to start. Private by design. Download Iron Wealth and see your full financial picture today.