For Nigeria
Track naira and foreign-currency money together
Iron Wealth puts OPay, PalmPay, Moniepoint, your GTBank or Kuda account, cash, and a USD or GBP balance in one private net worth. On Android, payment alerts from the wallets and banks you choose become transactions. On iOS 27 and later, Shortcuts does the same. It never signs in to your bank or wallet.
Which Nigerian wallets and banks can it log?
Wallets: OPay, PalmPay, Moniepoint, Paga, MoMo PSB, SmartCash PSB, and Chipper Cash. Banks: GTBank, Access Bank, Zenith Bank, UBA, First Bank, and Kuda. Any other account works as one you update yourself.
What does an OPay alert turn into?
An OPay alert such as you sent NGN 5,000.00 to Adaeze becomes a 5,000 NGN expense to Adaeze on your OPay account, for you to confirm. If you move 20,000 NGN from OPay to PalmPay and both send an alert, record it as one transfer so the PalmPay side is not counted as income.
Naira next to dollars and pounds
A domiciliary account in USD stays in dollars. A UK pension stays in pounds. Dual display shows the headline in NGN and a second currency. When the naira moves, your net worth moves even if you spent nothing. That is the exchange rate, shown plainly, not a forecast or advice.
Local and foreign accounts in one place
Lagos rent in naira, a salary paid abroad, property you would count, and a loan you owe all sit in one ledger. Assets add, debts subtract, each in its own currency. No foreign aggregator and no Nigerian open-banking connection is required.
What stays on the phone?
The ledger stays on your device. Alerts are read only from the apps you choose. Optional biometric lock and exports you control.
Questions
- Can Iron Wealth track OPay automatically?
- On Android, yes. Allow notification access and choose OPay. On iOS 27 and later, use the Shortcuts automation. On earlier iOS, add the wallet and log payments yourself.
- Can it track GTBank and Kuda alerts too?
- Yes. Choose those apps, and each alert goes to the matching account in naira.
- Does it predict the naira exchange rate?
- No. It converts with current rates so your headline is honest. It does not forecast the naira or give investment advice.
- Does it need my bank login or PIN?
- No. It never asks for either and cannot move money.
Download Iron Wealth free on iOS and Android. Naira, wallets, banks, and foreign money in one private number.
