For Ghana
Track cedis, MoMo, dollars, and T-bills in one place
Iron Wealth puts MTN MoMo, Telecel Cash, AT Money, your bank, cash, a dollar or sterling balance, and T-bills in one private net worth. On Android, MoMo and bank payment alerts you choose become transactions. On iOS 27 and later, Shortcuts does the same. It never signs in to MTN or your bank and never asks for your MoMo PIN.
Which Ghana wallets and banks can it log?
Wallets: MTN MoMo, Telecel Cash, AT Money, G-Money, Zeepay, and Chipper Cash. Banks: GCB, Ecobank Ghana, Stanbic, Absa Ghana, Fidelity, Zenith Ghana, and CalBank. MTN's MobileMoney SMS counts. Any other account works as one you update yourself.
What does a MoMo alert turn into?
A MoMo alert such as payment of GHS 20.00 to Kofi Mensah, fee GHS 0.20, becomes a 20 GHS expense to Kofi Mensah with the 0.20 GHS fee, on your MoMo account. You confirm or edit it. Balance-only and promotional messages are skipped. Reversals wait for you.
Cedis plus the currencies that arrive from abroad
Dual display keeps GHS next to USD, GBP, or EUR when remittances or a foreign salary matter. A dollar account stays in dollars. Live rates convert it for the headline, so a cedi move shows up in your net worth even when you spent nothing.
T-bills and shares you already hold
Log a 91, 182, or 364-day Treasury bill as an investment account in GHS, next to the MoMo wallet that funded it. The Ghana T-bill page shows the latest Bank of Ghana auction rates. GSE shares are accounts you update. Iron Wealth is not a broker and does not execute trades.
Privacy without a foreign aggregator
The ledger stays on your device. Alerts are read only from the apps you choose. Optional biometric lock and exports you control. No US bank login required in Accra, Kumasi, or abroad.
Questions
- Can Iron Wealth track MTN MoMo automatically?
- On Android, yes. Allow notification access and choose MTN MoMo. On iOS 27 and later, use the Shortcuts automation. On earlier iOS, add the wallet and log payments yourself.
- Does it need my MoMo PIN or MTN login?
- No. It reads the alert on your phone. It never asks for a PIN and cannot move money.
- Does this work if I live abroad and send money home?
- Yes. Keep the sending account in its currency and the receiving MoMo wallet in GHS. See the remittance budget guide.
- Do I need a US or UK bank account?
- No. Bank login is not required in any country.
Download Iron Wealth free on iOS and Android. MoMo, banks, cedis, dollars, and T-bills in one private number.
